Open a regular savings account with a deposit of $25 or more. Once you open your regular savings account you are a People’s Federal Credit Union member-owner.

As a member-owner, you are entitled to all the benefits of credit union membership including our loans, deposit and investment accounts, financial counseling, and other credit union branch products and services. NOTE: Members must meet the eligibility guidelines of the credit union to qualify for our loans.

Custom Share Account

A custom share account is an additional share account you open for a specific purpose.  For example, some members use their regular share account to make daily transaction and open a custom share account into which they deposit a fixed amount each month for emergency savings.  Custom share accounts do not require a minimum balance, but you must have a  regular share account to open one.

This account pays quarterly dividends at 0.50% APY.*

Christmas Club Account

The Christmas Club account is a special custom share account that helps members save for their annual holiday expenses.  These accounts require members to agree to a specified monthly withdrawal from their regular share accounts.  The amount of this monthly withdrawal is then placed in the Christmas Club account.  This account cannot be accessed until December.

*APY=Annual Percentage Yield