People’s Federal Credit Union gives you the opportunity to invest in the Oakland community by offering a variety of deposit accounts from regular savings to individual retirement accounts.  Additionally, we offer a special below-market-rate term certificate account, called the Economic Development Term Certificate, that is available to members and non-member depositors such as other credit unions, banks, foundations, and corporations.  The rates and terms of this community development term certificate are negotiable. 

Self-Help Federal Credit Union is certified by the State of California as a Community Development Financial Institution (CDFI).  People's Federal Credit Union (PEOPLE'S) is a division of Self-Help Federal Credit Union.  As such, an individual or corporation making a $50,000 deposit in a PEOPLE'S five-year Certificate at 0% interest is entitled to a state tax credit of 20% of the deposited amount in the year in which the deposit is made-- the COIN program.  This is an excellent way to net a competitive rate of return while making an investment in Oakland's communities.  Learn more about California's COIN program.

As a not-for-profit community development credit union, a large part of our loan funds come from our supporters.  We, and the communities of Oakland, appreciate your support.  Please contact the branch if you are interested in learning more about our work and supporting our mission.